AZ Attorney General Goddard tells lenders to ease up in Arizona Republic article today: “Foreclosures are devastating families and communities across Arizona and America.” Billions of dollars of payment-option adjustable-rate mortgages (ARMs) were originated in Arizona, particularly near the end of the housing bubble. These loans allowed many consumers to buy homes and make a minimum payment that is only a fraction of the interest due on the mortgage

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Goddard Offers Foreclosure Workbook