Mortgage Loan Products

Mortgage: A loan to buy a piece of real estate. Mortgage Broker: An independent professional who matches borrowers with different lenders for a mortgage. brokers work with multiple lenders and can present options for multiple loans. mortgage insurance: insurance that will pay a lender if borrowers don’t make their mortgage payments.

Renovation Mortgages. We offer conventional purchase and refinance home loans, as well as VA, FHA, USDA-RD and many state sponsored loan programs. If you’re looking for a residential mortgage in Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Maine, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey,

To guarantee a rate, you must submit an application to U.S. Bank and receive confirmation from a mortgage loan officer that your rate is locked. Application can be made by calling 877-303-1639, by applying online, or by meeting with a mortgage loan officer.

Try for a home loan despite foreclosure, short sale or deed-in-lieu. Expanded Access. Get custom build financing and a permanent mortgage in one loan.

Explore competitive mortgage interest rates for conforming loans and jumbo loans.. Get exclusive mortgage rate discounts as a Schwab client. Rates may be higher or lower for different loan amounts, loan products, property type, credit .

. a variety of loan programs. Our mortgage experts can provide info about FHA, conventional, fixed, adjustable, jumbo mortgage loan programs, and more.. PERSONALIZED MORTGAGE PRODUCT FINDER. IMCU offers a wide variety of .

It insures mortgage loans from FHA-approved lenders. Find FHA loan products for manufactured (mobile) homes.

Conventional mortgages. A conventional mortgage is a home loan that’s not insured by the federal government. There are two types of conventional loans: conforming and non-conforming loans. A conforming loan simply means the loan amount falls within maximum limits set by Fannie Mae or Freddie Mac, government agencies that back most U.S. mortgages.

Mortgage Loan Products Looking for waterfront property in Webster, farmland in Wayne County, or a starter home in Fairport? Homeownership is a dream that many have as they look to make their own version of the American Dream a reality.

Home Loans For First Time Buyers

Mortgage loan products come in many flavors. While some lenders push specific mortgage loan products because it’s best for them, GoPrime Mortgage, Inc. takes the time to find the mortgage that’s best for you. Review the short descriptions below of the many mortgage loan products offered by GoPrime Mortgage, Inc.

1St Time Buyer Mortgage Rates Points (sometimes referred to as discount points or mortgage points) are paid to the lender, usually at mortgage closing, in order to lower the interest rate. One point equals one percent of the loan amount. For example, 2 points on a $100,000 mortgage equals ,000.